mortgage

分析词义

"Mortgage"是一个名词，也可用作动词。作为名词，它是指一种贷款类型，通常用于购买房产或其他大型资产，且该资产作为贷款的担保，若贷款人不能偿还贷款，贷款机构有权占有并出售该资产。作为动词时，郁er指将一个资产作为贷款的担保。

列举例句

• She took out a mortgage on her house to start her own business. (她抵押自己的房子以开办自己的生意。)
• They had to default on their mortgage because they lost their jobs. (他们因为失业而无法偿还房贷。)
• The bank won't approve the mortgage without official documentation. (没有正式的文件，银行不会批准抵押贷款。)

词根分析

词根来自于人法语单词 "mort gage"，其中 "mort" 的意思是“死”，"gage" 的意思是“质押”。因此，“mortgage”的字面含义是死亡的质押，这指的是借款人不再偿还贷款后，对此物的权益将终止。

词缀分析

"Mortgage" 无前后缀。

发展历史和文化背景

单词“mortgage”在法国十二世纪诞生，这可以视为现代抵押贷款的基础。现在它主要在财务和房地产业务中使用。

单词变形

作为动词时，其过去式和过去分词形式为 "mortgaged"，现在分词为 "mortgaging"。

记忆辅助

你可以把 "mortgage" 分解为 "mort-" 和 "-gage"，并联想其字面含义“死亡的质押”。

小故事

Tom was determined to start his own restaurant business. He decided to help fund his dream by obtaining a mortgage on his old house. Just like that, his dream was in reach.

汤姆决定用自己的旧房子去贷款，以此来筹资开设自己的餐厅。就这样，他的梦想触手可及了。